The Ammons Law Firm has filed one of the country’s first lawsuits against an insurance company for business losses caused by the coronavirus and government orders that prevent companies from doing business.
A number of executive orders from Texas Governor Greg Abbott, as well as orders from local government, have closed non-essential business and ordered people to shelter in place.
One of Governor Abbott’s orders even postpones surgical or medical procedures unless they are immediately necessary to correct a serious medical condition or to save the life of a patient. The Governor’s order follows Centers for Disease Control and Prevention guidelines that recommend postponing elective-provider visits and elective or non-urgent admissions, surgeries, or medical procedures.
Commercial insurance policies often cover the losses a company suffers when business is interrupted by physical damage or loss or the business is closed by a government order. However, insurance companies and their agents are currently disputing whether business losses caused by COVID-19 or mandatory business closures are covered under these policies.
Whether your business is covered for these losses is a complicated question that requires a close reading of your insurance policy. The experienced attorneys at the Ammons Law Firm stand ready to help you review your policy and fight for your rights. Call the Ammons Law Firm today to set up a free consultation.
The Ammons Law Firm has a nationwide personal injury practice focusing on tire defects, truck accidents, rollovers, consumer protection and product liability, catastrophic injury, wrongful death, post-collision fires, seat belt defects, air bag defects, and plant explosions.
The lawsuit is Sean Boutros, M.D., P.A. v. Sentinel Insurance Co., Ltd. d/b/a The Hartford and Alliant Insurance Services Houston, LLC, 202020934, in the 190th District Court of Harris County, Texas.
The petition can be found here.