THE POST-ACCIDENT PROCESS
When you or your loved one are involved in an accident that results in serious injury or death, you may feel as if your world is falling apart. During this challenging time, you need help. While it's essential to lean on family and friends for physical and emotional strength, it is also critical to find and lean on competent legal assistance to help rectify your situation.
Insurance company personnel try to minimize the amount paid on claims. While you or your loved one is receiving medical treatment and undergoing recovery, insurance companies and their staff work nonstop to minimize your losses and reduce your recovery.
It is important to recognize that a lawyer can navigate this process with you and ensure you and your loved one’s rights are protected. You deserve attorneys who will handle your experience with respect, recognize the significance of your situation, and fight to maximize your loss recovery.
This article will highlight some of the steps you can take to begin your legal process.
INVESTIGATE THE ACCIDENT
Having an experienced legal team gather the necessary information gives you the freedom to do what is most important—heal.
Accidents, especially those involving serious injury or death, often result in large payments to the parties involved. As such, trained insurance professionals immediately begin compiling information to limit the company’s liability.
To level the playing field, it is important for you to have a legal representative on your side gathering as much information as possible as soon as possible. Through years of experience, lawyers have perfected strategies to gather the information necessary to combat insurance providers and maximize your recovery.
With an accident reconstruction analysis, for example, lawyers recreate events leading up to the accident. By obtaining police reports and conducting a thorough investigation, a competent lawyer can help answer the questions about what exactly happened and who is responsible. More importantly, a good lawyer can help you hold the parties that are responsible for your loss fully accountable.
Many do not realize that gathering information can be both expensive and time-consuming. Finding a legal team that will advance these expenses up front, and only recover them on the back end after winning the case, will ensure you can have your case heard without risking your financial future.
DOCUMENT COSTS AND EXPENSES ASSOCIATED WITH THE ACCIDENT
Working with a lawyer provides confidence that all out-of-pocket expenses directly related to your accident are reimbursed. It is vital to immediately begin recording these costs. This includes funeral expenses, doctor bills, medical devices, home and auto modifications, and any other expense that would not have incurred if the accident had not happened. An experienced lawyer will provide guidance on how to identify relevant expenses and properly compile these costs for reimbursement.
CONTINUE WORKING WITH THE INSURANCE COMPANY
Throughout the post-accident process, it is essential to continue working closely with the insurance providers. More than 95% of personal injury cases settle prior to trial. To avoid getting shortchanged, an experienced lawyer will fight for you and ensure your rights are adequately represented.
The settlement process is primarily influenced by information. With an expert legal team investigating the accident and keeping detailed records, the insurance providers will have less bargaining power and you will have more strength to recover the maximum amount of your loss. When a fair settlement cannot be negotiated, an expert legal team willing to go the distance is paramount. It is important to find a legal team that is willing to go to trial. Insurance providers know which lawyers are willing to go to trial and thus are more willing to take demands from those experienced trial attorneys.
CONSULT A LAWYER
A skilled lawyer will relieve much of the burden associated with navigating your post-accident process. Finding a lawyer that has the resources to adequately represent you, the skill to stand up to insurance providers, and the tenacity to seek fair compensation will provide you relief and allow you to continue your healing process. It is vital you find a lawyer you can trust.